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Terms of Use

Welcome to Insightful Strategies. By accessing or using our website and services, you agree to comply with and be bound by the following Terms of Use. Please read these terms carefully before using our services.

1. Acceptance of Terms

By using our website, services, or any other content provided by Insightful Strategies, you acknowledge that you have read, understood, and agree to these Terms of Use. If you do not agree to these terms, please do not use our website or services.

2. Changes to Terms

We reserve the right to modify or update these Terms of Use at any time without prior notice. Any changes will be effective immediately upon posting on our website. Your continued use of our website or services constitutes acceptance of the updated terms.

3. Use of Services

Eligibility:
You must be at least 18 years old to use our services. By using our services, you represent and warrant that you meet this age requirement.

Permitted Use:
You agree to use our website and services only for lawful purposes and in accordance with these Terms of Use. You must not use our website or services in any way that could damage, disable, overburden, or impair our services or interfere with any other party’s use and enjoyment of our services.

Prohibited Activities:
You agree not to engage in any of the following prohibited activities:

  • Unauthorized access to our systems or data.
  • Transmitting or distributing malicious code, such as viruses or malware.
  • Attempting to reverse engineer or decompile any part of our website or services.
  • Using our services to transmit any illegal, harmful, or offensive content.

4. Intellectual Property

Ownership:
All content, trademarks, and other intellectual property on our website are the property of Insightful Strategies or our licensors. You may not use, reproduce, distribute, or create derivative works from our intellectual property without our express written consent.

5. User Content

Responsibility:
You are solely responsible for any content you submit or transmit through our website or services. By submitting content, you grant us a non-exclusive, royalty-free, perpetual, and worldwide license to use, reproduce, and display such content in connection with our services.

Monitoring:
We reserve the right to monitor, review, and remove any user-generated content that we believe violates these Terms of Use or is otherwise inappropriate.

6. Disclaimers

No Warranty:
Our website and services are provided “as is” and “as available” without any warranties or representations, express or implied. We do not warrant that our website or services will be error-free, uninterrupted, or free from viruses or other harmful components.

Limitation of Liability:
To the maximum extent permitted by law, Insightful Strategies shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our website or services.

7. Indemnification

You agree to indemnify and hold harmless Insightful Strategies, its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses (including legal fees) arising out of or related to your use of our website or services, or your violation of these Terms of Use.

8. Termination

We reserve the right to terminate or suspend your access to our website or services at our sole discretion, without notice, for any reason, including if we believe you have violated these Terms of Use.

9. Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of the state of Montana, without regard to its conflict of law principles. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts located in Kalispell, Montana.

10. Contact Information

For any questions or concerns regarding these Terms of Use, please contact us at: